{"id":3348,"date":"2018-12-18T17:49:42","date_gmt":"2018-12-18T13:49:42","guid":{"rendered":"https:\/\/finance-group.az\/?p=3348"},"modified":"2018-12-18T17:49:42","modified_gmt":"2018-12-18T13:49:42","slug":"saglamliq-sigortasi","status":"publish","type":"post","link":"https:\/\/finance-group.az\/en\/saglamliq-sigortasi\/","title":{"rendered":"SA\u011eLAMLIQ SI\u011eORTASI"},"content":{"rendered":"

Sosial siyas<\/span>\u0259<\/span>tin m\u00fch\u00fcm istiqam<\/span>\u0259<\/span>ti s<\/span>\u0259<\/span>hiyy<\/span>\u0259<\/span> sistemin<\/span>\u0259<\/span> qay\u011f\u0131d\u0131r. \u0130nki\u015faf etmi\u015f \u00f6lk<\/span>\u0259<\/span>l<\/span>\u0259<\/span>rd<\/span>\u0259<\/span> s<\/span>\u0259<\/span>hiyy<\/span>\u0259<\/span> xidm<\/span>\u0259<\/span>tinin t<\/span>\u0259<\/span>\u015fkili \u00fc\u00e7\u00fcn iki yana\u015fma m\u00f6vcuddur: AB\u015e-da x\u00fcsusi sa\u011flaml\u0131q s\u0131\u011fortas\u0131 \u00fcst\u00fcnl\u00fck t<\/span>\u0259<\/span>\u015fkil edir; Almaniya v<\/span>\u0259<\/span> dig<\/span>\u0259<\/span>r Avropa \u00f6lk<\/span>\u0259<\/span>l<\/span>\u0259<\/span>rind<\/span>\u0259<\/span> m<\/span>\u0259<\/span>cburi d\u00f6vl<\/span>\u0259<\/span>t tibbi s\u0131\u011fortas\u0131 \u00fcst\u00fcnl\u00fck t<\/span>\u0259<\/span>\u015fkil edir. Ba\u015fqa s\u00f6zl<\/span>\u0259<\/span>, iki tibbi s\u0131\u011forta sistemi var: m<\/span>\u0259<\/span>cburi v<\/span>\u0259<\/span> k\u00f6n\u00fcll\u00fc.<\/span><\/p>\n

1883-c\u00fc ild<\/span>\u0259<\/span> Prussiyada, 1888-ci ild<\/span>\u0259<\/span> Avstriyada, 1901-ci ild<\/span>\u0259<\/span> is<\/span>\u0259<\/span> Macar\u0131standa icbari tibbi s\u0131\u011forta t<\/span>\u0259<\/span>tbiq edilm<\/span>\u0259<\/span>y<\/span>\u0259<\/span> ba\u015flanm\u0131\u015fd\u0131r. Avropada daha \u00e7ox m<\/span>\u0259<\/span>cburi tibbi s\u0131\u011forta sisteml<\/span>\u0259<\/span>ri \u00fcst\u00fcnl\u00fck t<\/span>\u0259<\/span>\u015fkil edir. M\u00f6vcud qanunvericiliy<\/span>\u0259<\/span> uy\u011fun olaraq h<\/span>\u0259<\/span>m sahibkarlar, h<\/span>\u0259<\/span>m d<\/span>\u0259<\/span> i\u015f<\/span>\u0259<\/span>g\u00f6t\u00fcr<\/span>\u0259<\/span>nl<\/span>\u0259<\/span>r <\/span>\u0259<\/span>m<\/span>\u0259<\/span>k haqq\u0131 vergisini h<\/span>\u0259<\/span>d<\/span>\u0259<\/span>f al\u0131rlar. Bu v<\/span>\u0259<\/span>sait x<\/span>\u0259<\/span>st<\/span>\u0259<\/span>lik fondlar\u0131ndan (Almaniyada, x<\/span>\u0259<\/span>st<\/span>\u0259<\/span>lik fondlar\u0131n\u0131n yar\u0131s\u0131 i\u015f<\/span>\u0259<\/span>g\u00f6t\u00fcr<\/span>\u0259<\/span>nl<\/span>\u0259<\/span>rin <\/span>\u0259<\/span>m<\/span>\u0259<\/span>kda\u015flar\u0131 t<\/span>\u0259<\/span>r<\/span>\u0259<\/span>find<\/span>\u0259<\/span>n yarad\u0131lan hiss<\/span>\u0259<\/span>l<\/span>\u0259<\/span>rl<\/span>\u0259<\/span> yarad\u0131l\u0131b), s\u0131\u011fortal\u0131lara, d<\/span>\u0259<\/span>rmanlara, x<\/span>\u0259<\/span>st<\/span>\u0259<\/span>liyin m\u00fcv<\/span>\u0259<\/span>qq<\/span>\u0259<\/span>ti <\/span>\u0259<\/span>lilliy<\/span>\u0259<\/span> g\u00f6r<\/span>\u0259<\/span> m\u00fcavin<\/span>\u0259<\/span>tl<\/span>\u0259<\/span>rin<\/span>\u0259<\/span> v<\/span>\u0259<\/span> ail<\/span>\u0259<\/span>nin \u00fczvl<\/span>\u0259<\/span>rin<\/span>\u0259<\/span> x<\/span>\u0259<\/span>st<\/span>\u0259<\/span>lik d\u00f6vr\u00fcn<\/span>\u0259<\/span> aid m\u00fcavin<\/span>\u0259<\/span>tl<\/span>\u0259<\/span>r<\/span>\u0259<\/span> g\u00f6r<\/span>\u0259<\/span> \u00f6d<\/span>\u0259<\/span>ni\u015fl<\/span>\u0259<\/span>r verir . M<\/span>\u0259<\/span>s<\/span>\u0259<\/span>l<\/span>\u0259<\/span>n, Danimarkada, h<\/span>\u0259<\/span>r bir v<\/span>\u0259<\/span>t<\/span>\u0259<\/span>nda\u015f\u0131n b\u00fct\u00fcn d\u00f6vl<\/span>\u0259<\/span>t tibb m\u00fc<\/span>\u0259<\/span>ssis<\/span>\u0259<\/span>l<\/span>\u0259<\/span>rind<\/span>\u0259<\/span> pulsuz tibbi yard\u0131m almaq h\u00fcququ ver<\/span>\u0259<\/span>n s<\/span>\u0259<\/span>n<\/span>\u0259<\/span>di vard\u0131r. H<\/span>\u0259<\/span>kimin xidm<\/span>\u0259<\/span>tl<\/span>\u0259<\/span>ri x<\/span>\u0259<\/span>st<\/span>\u0259<\/span>y<\/span>\u0259<\/span> verilmi\u015f fakturaya uy\u011fun olaraq sa\u011flaml\u0131q s\u0131\u011fortas\u0131 sxemi il<\/span>\u0259<\/span> \u00f6d<\/span>\u0259<\/span>nilir. X<\/span>\u0259<\/span>st<\/span>\u0259<\/span>xana fondlar\u0131 say<\/span>\u0259<\/span>sind<\/span>\u0259<\/span> \u00f6lk<\/span>\u0259<\/span>nin b\u00fct\u00fcn v<\/span>\u0259<\/span>t<\/span>\u0259<\/span>nda\u015flar\u0131, g<\/span>\u0259<\/span>lir s<\/span>\u0259<\/span>viyy<\/span>\u0259<\/span>sind<\/span>\u0259<\/span>n as\u0131l\u0131 olmayaraq ixtisasl\u0131 tibbi yard\u0131m almaq imkan\u0131 <\/span>\u0259<\/span>ld<\/span>\u0259<\/span> edirl<\/span>\u0259<\/span>r.<\/span><\/p>\n

\u00a0\u00a0 \u00a0 \u00a0 <\/span>Bu sistem xidm<\/span>\u0259<\/span>tin \u00e7atd\u0131r\u0131lmas\u0131 metodundan v<\/span>\u0259<\/span> ya x<\/span>\u0259<\/span>rcl<\/span>\u0259<\/span>rin b<\/span>\u0259<\/span>rpas\u0131ndan istifad<\/span>\u0259<\/span> ed<\/span>\u0259<\/span> bil<\/span>\u0259<\/span>r. \u0130kincisi, x<\/span>\u0259<\/span>st<\/span>\u0259<\/span>nin \u00f6z\u00fc xidm<\/span>\u0259<\/span>tin \u00f6d<\/span>\u0259<\/span>nilm<\/span>\u0259<\/span>si v<\/span>\u0259<\/span> sonra tam v<\/span>\u0259<\/span> ya qism<\/span>\u0259<\/span>n t<\/span>\u0259<\/span>zminat ald\u0131\u011f\u0131 ikinci halda (Bel\u00e7ika, Fransa, L\u00fcksemburq) s\u0131\u011forta \u015f<\/span>\u0259<\/span>had<\/span>\u0259<\/span>tnam<\/span>\u0259<\/span>sinin t<\/span>\u0259<\/span>qdimat\u0131 il<\/span>\u0259<\/span> x<\/span>\u0259<\/span>st<\/span>\u0259<\/span>y<\/span>\u0259<\/span> pulsuz t<\/span>\u0259<\/span>qdim olunur (Almaniya, Hollandiya). Bel<\/span>\u0259<\/span>likl<\/span>\u0259<\/span>, Almaniyada m<\/span>\u0259<\/span>cburi tibbi s\u0131\u011forta sistemi b\u00fct\u00fcn <\/span>\u0259<\/span>m<\/span>\u0259<\/span>k haqq\u0131 ver<\/span>\u0259<\/span>nl<\/span>\u0259<\/span>r<\/span>\u0259<\/span>, t<\/span>\u0259<\/span>l<\/span>\u0259<\/span>b<\/span>\u0259<\/span>l<\/span>\u0259<\/span>r<\/span>\u0259<\/span> v<\/span>\u0259<\/span> i\u015fsizl<\/span>\u0259<\/span>r<\/span>\u0259<\/span> aiddir v<\/span>\u0259<\/span> <\/span>\u0259<\/span>halinin b\u00fct\u00fcn dig<\/span>\u0259<\/span>r kateqoriyalar\u0131 k\u00f6n\u00fcll\u00fc olaraq s\u0131\u011fortalan\u0131r. H<\/span>\u0259<\/span>r bir insan\u0131n h<\/span>\u0259<\/span>kimd<\/span>\u0259<\/span>n (m\u00fcqavil<\/span>\u0259<\/span>nin <\/span>\u0259<\/span>hat<\/span>\u0259<\/span> etdiyi say\u0131ndan) v<\/span>\u0259<\/span> x<\/span>\u0259<\/span>st<\/span>\u0259<\/span>xanadan azad se\u00e7im h\u00fcququ vard\u0131r. X<\/span>\u0259<\/span>st<\/span>\u0259<\/span>xanada ke\u00e7irdiyi vaxt m<\/span>\u0259<\/span>hdud deyil v<\/span>\u0259<\/span> tibbi yard\u0131m pulsuzdur. Lakin, x<\/span>\u0259<\/span>st<\/span>\u0259<\/span>xanada qalmaq v<\/span>\u0259<\/span> d<\/span>\u0259<\/span>rmanlar qism<\/span>\u0259<\/span>n x<\/span>\u0259<\/span>st<\/span>\u0259<\/span> t<\/span>\u0259<\/span>r<\/span>\u0259<\/span>find<\/span>\u0259<\/span>n \u00f6d<\/span>\u0259<\/span>nilir. M\u00fc<\/span>\u0259<\/span>yy<\/span>\u0259<\/span>n \u015f<\/span>\u0259<\/span>rtl<\/span>\u0259<\/span>rd<\/span>\u0259<\/span>, icbari tibbi s\u0131\u011forta sisteminin xidm<\/span>\u0259<\/span>tl<\/span>\u0259<\/span>ri s\u0131\u011fortal\u0131 ail<\/span>\u0259<\/span>nin \u00fczvl<\/span>\u0259<\/span>rin<\/span>\u0259<\/span> veril<\/span>\u0259<\/span> bil<\/span>\u0259<\/span>r. X<\/span>\u0259<\/span>st<\/span>\u0259<\/span> x<\/span>\u0259<\/span>st<\/span>\u0259<\/span> bir x<\/span>\u0259<\/span>st<\/span>\u0259<\/span>lik siyah\u0131s\u0131nda \u00f6d<\/span>\u0259<\/span>ni\u015f t<\/span>\u0259<\/span>min edilir, m\u00fcdd<\/span>\u0259<\/span>ti is<\/span>\u0259<\/span> eyni x<\/span>\u0259<\/span>st<\/span>\u0259<\/span>liy<\/span>\u0259<\/span> g\u00f6r<\/span>\u0259<\/span> \u00fc\u00e7 ildir 78 h<\/span>\u0259<\/span>ft<\/span>\u0259<\/span> il<\/span>\u0259<\/span> m<\/span>\u0259<\/span>hduddur. \u00d6d<\/span>\u0259<\/span>ni\u015fl<\/span>\u0259<\/span>rin miqdar\u0131 son \u00fc\u00e7 ay <\/span>\u0259<\/span>rzind<\/span>\u0259<\/span> hesablanm\u0131\u015f \u00fcmumi g<\/span>\u0259<\/span>lirl<\/span>\u0259<\/span>rin 80% -ni t<\/span>\u0259<\/span>\u015fkil edir. Dig<\/span>\u0259<\/span>r faydalar var.<\/span><\/p>\n

\u00a0\u00a0 \u00a0 \u00a0 <\/span>Fransada m<\/span>\u0259<\/span>cburi tibbi s\u0131\u011forta sistemi t<\/span>\u0259<\/span>qa\u00fcd\u00e7\u00fcl<\/span>\u0259<\/span>ri <\/span>\u0259<\/span>hat<\/span>\u0259<\/span> edir. X<\/span>\u0259<\/span>st<\/span>\u0259<\/span> icaz<\/span>\u0259<\/span>si \u00fc\u00e7\u00fcn \u00f6d<\/span>\u0259<\/span>ni\u015f m\u00fcdd<\/span>\u0259<\/span>ti \u00fc\u00e7 il \u00fc\u00e7\u00fcn 12 ayd\u0131r v<\/span>\u0259<\/span> uzun m\u00fcdd<\/span>\u0259<\/span>tli x<\/span>\u0259<\/span>st<\/span>\u0259<\/span>likl<\/span>\u0259<\/span>r \u00fc\u00e7\u00fcn 36 ayd\u0131r. \u00d6d<\/span>\u0259<\/span>m<\/span>\u0259<\/span>l<\/span>\u0259<\/span>rin h<\/span>\u0259<\/span>cmi br\u00fct g<\/span>\u0259<\/span>lirl<\/span>\u0259<\/span>rin 50%-i, \u00fc\u00e7 v<\/span>\u0259<\/span> ya daha \u00e7ox u\u015faq is<\/span>\u0259<\/span> – x<\/span>\u0259<\/span>st<\/span>\u0259<\/span>liyin 31-ci g\u00fcn\u00fcnd<\/span>\u0259<\/span>n 66% t<\/span>\u0259<\/span>\u015fkil edir. Lakin, x<\/span>\u0259<\/span>st<\/span>\u0259<\/span> <\/span>\u0259<\/span>vv<\/span>\u0259<\/span>lc<\/span>\u0259<\/span> \u00f6z x<\/span>\u0259<\/span>rcl<\/span>\u0259<\/span>ri il<\/span>\u0259<\/span> h<\/span>\u0259<\/span>kim v<\/span>\u0259<\/span> d<\/span>\u0259<\/span>rman xidm<\/span>\u0259<\/span>tl<\/span>\u0259<\/span>rini \u00f6d<\/span>\u0259<\/span>yir v<\/span>\u0259<\/span> sonra qism<\/span>\u0259<\/span>n geri qaytar\u0131r.<\/span><\/p>\n

\u00a0 \u00a0 \u00a0 \u00a0 <\/span>D\u00f6vl<\/span>\u0259<\/span>t s<\/span>\u0259<\/span>hiyy<\/span>\u0259<\/span> sistemind<\/span>\u0259<\/span>n istifad<\/span>\u0259<\/span> ed<\/span>\u0259<\/span>n \u00f6lk<\/span>\u0259<\/span>l<\/span>\u0259<\/span>rd<\/span>\u0259<\/span> icbari tibbi s\u0131\u011forta fondlar\u0131 i\u015f\u00e7il<\/span>\u0259<\/span>rd<\/span>\u0259<\/span>n (Yunan\u0131standa 2,5% -d<\/span>\u0259<\/span>n, Portuqaliyada 11% –<\/span>\u0259<\/span> q<\/span>\u0259<\/span>d<\/span>\u0259<\/span>r) v<\/span>\u0259<\/span> i\u015f<\/span>\u0259<\/span>g\u00f6t\u00fcr<\/span>\u0259<\/span>nl<\/span>\u0259<\/span>rd<\/span>\u0259<\/span>n (Yunan\u0131standa 5,1% -d<\/span>\u0259<\/span>n \u0130spaniyaya 24,4% -d<\/span>\u0259<\/span>k) <\/span>\u0259<\/span>m<\/span>\u0259<\/span>k haqq\u0131 fondu. Almaniyada muzdlu i\u015f\u00e7i v<\/span>\u0259<\/span> i\u015f<\/span>\u0259<\/span>g\u00f6t\u00fcr<\/span>\u0259<\/span>nl<\/span>\u0259<\/span>r \u00fc\u00e7\u00fcn m<\/span>\u0259<\/span>cburi sa\u011flaml\u0131q s\u0131\u011fortas\u0131 fonunda i\u015ftirak pay\u0131 6.7%, Fransada m\u00fcvafiq olaraq 6.8% v<\/span>\u0259<\/span> <\/span>\u0259<\/span>m<\/span>\u0259<\/span>k haqq\u0131 fonduna 12.8% t<\/span>\u0259<\/span>\u015fkil edir. Pul v<\/span>\u0259<\/span>saitl<\/span>\u0259<\/span>ri ilkin s<\/span>\u0259<\/span>hiyy<\/span>\u0259<\/span> s\u0131\u011fortas\u0131 \u00fczr<\/span>\u0259<\/span> kassa aparatlar\u0131nda y\u0131\u011f\u0131l\u0131r, daha sonra b\u00f6lg<\/span>\u0259<\/span>y<\/span>\u0259<\/span> g\u00f6nd<\/span>\u0259<\/span>rilir v<\/span>\u0259<\/span> sonra i\u015f\u00e7il<\/span>\u0259<\/span>r \u00fc\u00e7\u00fcn milli sa\u011flaml\u0131q s\u0131\u011fortas\u0131 haz\u0131rlan\u0131r.<\/span><\/p>\n

\u00a0 \u00a0 \u00a0 \u00a0 <\/span>Birl<\/span>\u0259<\/span>\u015fmi\u015f \u015etatlarda f<\/span>\u0259<\/span>rdi sa\u011flaml\u0131q s\u0131\u011fortas\u0131 \u00fcst\u00fcnl\u00fck t<\/span>\u0259<\/span>\u015fkil edir ki, bu da qrup v<\/span>\u0259<\/span> f<\/span>\u0259<\/span>rdi f<\/span>\u0259<\/span>rdi s\u0131\u011forta n\u00f6v\u00fcd\u00fcr. X\u00fcsusi qrup s\u0131\u011forta i\u015f\u00e7il<\/span>\u0259<\/span>ri v<\/span>\u0259<\/span> onlar\u0131n ail<\/span>\u0259<\/span>l<\/span>\u0259<\/span>rini b\u00f6y\u00fck firmalarda <\/span>\u0259<\/span>ks etdirir. Firmalar bu proqram\u0131n x<\/span>\u0259<\/span>rcl<\/span>\u0259<\/span>rini al\u0131rlar. Bu sistem x<\/span>\u0259<\/span>st<\/span>\u0259<\/span>lik v<\/span>\u0259<\/span> b<\/span>\u0259<\/span>rpa d\u00f6vr\u00fcn\u00fcn \u00f6d<\/span>\u0259<\/span>nilm<\/span>\u0259<\/span>sini, ixtisasla\u015fd\u0131r\u0131lm\u0131\u015f tibbi \u015f\u00f6b<\/span>\u0259<\/span>l<\/span>\u0259<\/span>rin saxlan\u0131lmas\u0131n\u0131, i\u015f\u00e7il<\/span>\u0259<\/span>rin v<\/span>\u0259<\/span> onlar\u0131n ail<\/span>\u0259<\/span> \u00fczvl<\/span>\u0259<\/span>rinin tibbi m\u00fcayin<\/span>\u0259<\/span>l<\/span>\u0259<\/span>rinin apar\u0131lmas\u0131n\u0131, m\u00fct<\/span>\u0259<\/span>madi olaraq d\u00f6vri m\u00fcayin<\/span>\u0259<\/span>nin apar\u0131lmas\u0131n\u0131 n<\/span>\u0259<\/span>z<\/span>\u0259<\/span>rd<\/span>\u0259<\/span> tutur. M\u00fcalic<\/span>\u0259<\/span> m\u00fc<\/span>\u0259<\/span>ssis<\/span>\u0259<\/span>l<\/span>\u0259<\/span>rinin m\u00fc<\/span>\u0259<\/span>ssis<\/span>\u0259<\/span>nin i\u015f\u00e7il<\/span>\u0259<\/span>rinin f<\/span>\u0259<\/span>aliyy<\/span>\u0259<\/span>tin<\/span>\u0259<\/span> birl<\/span>\u0259<\/span>\u015fdirilm<\/span>\u0259<\/span>si x<\/span>\u0259<\/span>st<\/span>\u0259<\/span>liyin a\u015fkarlanmas\u0131 v<\/span>\u0259<\/span> profilaktikas\u0131, tibb i\u015f\u00e7il<\/span>\u0259<\/span>rinin i\u015f\u00e7il<\/span>\u0259<\/span>rin sa\u011flaml\u0131q v<\/span>\u0259<\/span>ziyy<\/span>\u0259<\/span>tin<\/span>\u0259<\/span> olan mara\u011f\u0131n\u0131n vaxt\u0131nda olmas\u0131 s<\/span>\u0259<\/span>b<\/span>\u0259<\/span>bind<\/span>\u0259<\/span>n <\/span>\u0259<\/span>m<\/span>\u0259<\/span>k m<\/span>\u0259<\/span>hsuldarl\u0131\u011f\u0131n\u0131n art\u0131r\u0131lmas\u0131n\u0131 t<\/span>\u0259<\/span>min edir. F<\/span>\u0259<\/span>rdi \u015f<\/span>\u0259<\/span>xsi s\u0131\u011forta (k\u00f6n\u00fcll\u00fc) <\/span>\u0259<\/span>lav<\/span>\u0259<\/span> tibbi xidm<\/span>\u0259<\/span>tl<\/span>\u0259<\/span>rin al\u0131nmas\u0131na y\u00f6n<\/span>\u0259<\/span>lib. S\u0131\u011forta x<\/span>\u0259<\/span>rcl<\/span>\u0259<\/span>ri sa\u011flaml\u0131q v<\/span>\u0259<\/span>ziyy<\/span>\u0259<\/span>tind<\/span>\u0259<\/span>n as\u0131l\u0131d\u0131r. D\u00f6vl<\/span>\u0259<\/span>t d\u00f6vl<\/span>\u0259<\/span>t g<\/span>\u0259<\/span>lir vergisini m\u00fcvafiq t<\/span>\u0259<\/span>kilatlara tabe deyil, \u00f6z<\/span>\u0259<\/span>ll<\/span>\u0259<\/span>\u015fdirm<\/span>\u0259<\/span>y<\/span>\u0259<\/span> h<\/span>\u0259<\/span>v<\/span>\u0259<\/span>sl<\/span>\u0259<\/span>ndirir. AB\u015e-da m\u00f6vcud olan tibbi s\u0131\u011forta sistemi, <\/span>\u0259<\/span>halinin tam t<\/span>\u0259<\/span>min olunmamas\u0131 v<\/span>\u0259<\/span> tibbi xidm<\/span>\u0259<\/span>tl<\/span>\u0259<\/span>rin \u00e7ox bahal\u0131 olmas\u0131na g\u00f6r<\/span>\u0259<\/span> t<\/span>\u0259<\/span>nqid olunur.<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"

Sosial siyas\u0259tin m\u00fch\u00fcm istiqam\u0259ti s\u0259hiyy\u0259 sistemin\u0259 qay\u011f\u0131d\u0131r. \u0130nki\u015faf etmi\u015f \u00f6lk\u0259l\u0259rd\u0259 s\u0259hiyy\u0259 xidm\u0259tinin t\u0259\u015fkili \u00fc\u00e7\u00fcn iki yana\u015fma m\u00f6vcuddur: AB\u015e-da x\u00fcsusi sa\u011flaml\u0131q s\u0131\u011fortas\u0131 \u00fcst\u00fcnl\u00fck…<\/p>\n","protected":false},"author":1,"featured_media":3349,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[66],"tags":[],"class_list":["post-3348","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-muasir-iqtisadiyyat"],"yoast_head":"\nSA\u011eLAMLIQ SI\u011eORTASI - Finance Group<\/title>\n<meta name=\"description\" content=\"Finance Group SA\u011eLAMLIQ SI\u011eORTASI M\u00fcasir iqtisadiyyat\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/finance-group.az\/en\/saglamliq-sigortasi\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"SA\u011eLAMLIQ SI\u011eORTASI - 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